What is a Windfall – Manna from Heaven If you’re like me, you have been blessed, or lucky, depending on your point of view, to have received some financial windfall in your life. Consequently, if you’re like me, in hindsight, you have many better ways you could have managed that windfall. First, let’s talk about…
Author: Angelo Bell
Late Start, Hard Finish: The Man’s Retirement Reset
Counseling for Men Over 40: It’s Not Too Late to Win the Financial Game If you’re reading this, chances are you’ve hit your 40s or 50s, and the savings account isn’t where you planned. Maybe divorce took a massive chunk, or life got in the way. Forget the panic. Forget the regret. This isn’t a…
Debt Reduction Snowball Method
What is the Snowball Method The Debt Reduction Snowball Method is a strategic plan to reduce or pay off debt that follows a simple emotional process. The Snowball Method is a strategy to guide consumers to pay down their consumer debt by starting with the smallest balance first. For example, using this method, a consumer…
Debt Reduction Avalanche Method
What is the Avalanche Method? The Debt Reduction Avalanche Method is a strategic plan to reduce or pay off debt that follows a strict financial process. The Avalanche Method directs you to pay down your consumer debt with the highest interest rate first. For example, using this method, a consumer would review their debt accounts…
The Second Act Blueprint: Finance, Love, and Freedom After 40
A Guide for Single & Divorced Men on Intentional Retirement and International Courtship You’ve hit the reset button. Whether through divorce or simply navigating life solo, hitting your 40s and beyond as a single man is not a setback—it’s an opportunity to build a life precisely on your own terms. This isn’t just about retirement;…
The Goal Of Financial Independence Is Not Hollywood Luxury
A Hollywood Lesson in Financial Planning Today I tried to take some steps to move away from the crowd: extravagant wealth is not the goal. I love reading how-to books, but the world is full of incomplete information on achieving financial independence. I remember when I spent some time as an independent filmmaker, and I…
Freedom Over Clutter: A 50+ Single Dad’s Guide to Minimalist Travel with Teens ✈️
As single fathers over 50, we’ve learned a lot of hard lessons, and one of the clearest is this: experiences trump possessions every single time. Minimalism isn’t just about clean countertops; it’s a movement that values intentional living, focusing time and resources on what truly matters—and that includes how we travel with our teenage kids…
The Freedom of Less: A 50+ Single Dad’s Guide to Introducing Minimalism to Children 👨👦
As a single father, especially one who’s seen a few decades pass, you realize what truly matters. We’ve collected our share of “stuff” over the years, and if you’re anything like me, you’ve realized that the piles of possessions often complicate life more than they enhance it. That’s where minimalism comes in—it’s a lifestyle choice…
The Lie Bad Leaders Tell You About Being In Command
I realized this simple truth about leadership and command after seven years in a leadership position that was bestowed upon me. I realized this simple truth: When you are given command of a site, leadership isn’t about pleasing the business owners. Group Leadership = Command Command means something different in civilian life than it does…
How a 60-Year-Old Man Passed The ISC2 CC (Certified in Cybersecurity) Exam
I wanted to create this video to show older, more mature people that they are not at the end of the line. I want to show them that they have immense value to a business, an organization, or the world because of their decades of experience and extensive accomplishments. If I passed the certification exam…